Allstate Insurance
$450M
earthquake
parametric
300 bps
HIGH
Parametric earthquake trigger fully modelable. USGS earthquake feed provides magnitude, depth, and coordinates in real-time. Zone boundary check is deterministic. New Madrid zone has lower threshold reflecting higher vulnerability.
Last reviewed: 5/10/2026
{
"type": "parametric_earthquake",
"description": "Earthquake exceeding magnitude threshold in US West Coast or New Madrid zones",
"measurement": {
"zones": [
{
"name": "Pacific Coast",
"bounding_box": {
"east": -115,
"west": -125,
"north": 49,
"south": 32
},
"threshold_mag": 7
},
{
"name": "New Madrid",
"bounding_box": {
"east": -88,
"west": -92,
"north": 39,
"south": 35
},
"threshold_mag": 6
}
],
"metric": "moment_magnitude",
"data_source": "USGS NEIC real-time earthquake catalog",
"depth_max_km": 50
},
"payout_schedule": [
{
"payout_pct": 50,
"description": "Threshold breach"
},
{
"payout_pct": 100,
"description": "Threshold + 0.5 magnitude"
}
],
"qualifying_conditions": [
"Epicenter within defined zone boundaries",
"Depth <= 50km",
"USGS final magnitude determination"
]
}No trigger evaluations yet. Evaluations are generated when matching events occur.
Questions about our catalog data? Calculation agents and sponsors can submit corrections to research@civilsense.io
For situational awareness only — not for investment decisions or emergency response. When available, CivilSense trigger evaluations are independent estimates and may differ from official calculation agent determinations.