Louisiana Citizens Property Insurance
$200M
hurricane
parametric
825 bps
HIGH
Parametric wind + surge trigger fully modelable. CivilSense monitors both NHC wind speeds and NOAA storm surge forecasts/observations. Louisiana landfall detection via NHC best track. Dual-trigger logic implementable.
Last reviewed: 5/10/2026
{
"type": "parametric_wind_and_surge",
"logic": "Either wind OR surge threshold triggers payout",
"description": "Named storm making Louisiana landfall with wind or surge exceeding thresholds",
"measurements": [
{
"metric": "max_sustained_wind_kt",
"geography": "Louisiana coastline",
"data_source": "NOAA NHC",
"threshold_kt": 96
},
{
"metric": "storm_surge_ft",
"geography": "Louisiana coast (NOAA tide gauges)",
"data_source": "NOAA SLOSH model + tide gauge observations",
"threshold_ft": 10
}
],
"payout_schedule": [
{
"payout_pct": 50,
"description": "Single threshold breach"
},
{
"payout_pct": 100,
"description": "Both thresholds breached"
}
]
}No trigger evaluations yet. Evaluations are generated when matching events occur.
Questions about our catalog data? Calculation agents and sponsors can submit corrections to research@civilsense.io
For situational awareness only — not for investment decisions or emergency response. When available, CivilSense trigger evaluations are independent estimates and may differ from official calculation agent determinations.