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FloodFL

Florida Flood Hazard Profile

Climate-Adjusted Hazard Data · Model Version 1.0

Overview

Florida has more NFIP policies in force than any other US state, reflecting its low elevation, high water table, and tropical rainfall exposure. FEMA flood zone mapping shows extensive Special Flood Hazard Areas (SFHAs) along both coastlines and in interior drainage basins. Storm surge flooding from tropical cyclones compounds rainfall-driven inland flood risk.

Notable Historical Events

12022 Hurricane Ian storm surge — 12-18 ft surge in Lee County
22017 Hurricane Irma — widespread inland flooding across South Florida
32020 Tropical Storm Eta — urban flooding across Miami-Dade County

Hazard Scoring Approach

CivilSense computes a Climate-Adjusted Hazard Score (0–10) for flood hazard at any US address. The score is composed of weighted sub-components derived from federal data sources and peer-reviewed research. All score components are transparent and returned in API responses.

These are hazard scores — physical intensity likelihood only. They do not include property exposure or vulnerability data. We never call a hazard score a risk score. See the full methodology for scoring details.

Analyze Your Address

Enter any Florida address to see location-specific flood hazard scoring with full methodology transparency.

Open Live Map — Florida

Data Sources

FEMA National Flood Hazard Layerwww.fema.gov
NOAA AHPS River Gaugeswater.weather.gov
FEMA NFIP Policy Statisticswww.fema.gov

Related

Florida HurricaneFlorida WildfireFlood Methodology

Climate-Adjusted Hazard Score — derived from peer-reviewed sources listed above. Property exposure data not included. Not a substitute for professional actuarial assessment. For situational awareness only — not for emergency response.

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For situational awareness only — not for emergency response.

Data: USGS · NOAA · FEMA · NASA FIRMS · GDELT