What is the flood risk in 38103 Memphis?

The flood hazard score for 38103 is 4.0/10 (MODERATE). This score is derived from FEMA flood zones, elevation data, and NFIP claim density.

Is 38103 in a hurricane zone?

Memphis (38103) is not typically in a direct hurricane path, though tropical storm remnants can affect the area.

What natural disasters affect Memphis, Tennessee?

The primary natural hazards for Memphis (38103) are severe weather, flood. CivilSense provides climate-adjusted hazard scores for each peril using data from USGS, NOAA, and FEMA.

Memphis, Tennessee 38103

Shelby County · Tennessee

35.1495° N, 90.0490° W

Climate-Adjusted Hazard Scores

◠Tornado

4.8/10MODERATE

EF2+ tornado annual frequency0.3 / 5.0

Manufactured housing density proxy2.5 / 3.0

Nocturnal tornado fraction (fatality multiplier)2.0 / 2.0

Model v1.0 · Hazard score

≋Flood

4.0/10MODERATE

FEMA flood zone (estimated)2.0 / 4.0

Elevation above base flood level1.0 / 3.0

Regional NFIP historical loss density1.0 / 3.0

Model v1.0 · Hazard score

◉Hail

2.5/10LOW

Significant hail (≥2in) annual frequency0.5 / 5.0

Regional roof vulnerability proxy (pre-ATTOM)2.0 / 5.0

Model v1.0 · Hazard score

⊕Earthquake

2.3/10LOW

Seismic source zone activity (Gutenberg-Richter)0.5 / 3.5

Proximity to mapped Quaternary faults0.3 / 3.0

Historical damage potential (Hazus W1 thresholds)1.5 / 3.5

Model v1.0 · Hazard score

△Wildfire

1.8/10LOW

Climate-adjusted large fire frequency0.3 / 3.5

Wildland-Urban Interface exposure0.5 / 3.5

Regional vegetation/fuel load proxy1.0 / 3.0

Model v1.0 · Hazard score

Natural Hazards in Memphis

Based on historical data and geographic analysis, the primary natural hazards affecting Memphis, Tennessee (38103) are severe weather and flood. These scores are derived from peer-reviewed federal and academic sources.

Get Your Exact Address Report

ZIP-level scores provide a general overview. For address-specific hazard analysis with consequence ring exposure, active event monitoring, and full score component breakdown — use the CivilSense workbench.

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Tennessee Hazard Profiles

Tennessee Severe Weather Tennessee Flood

Nearby Areas

37201

Nashville

Data Sources

USGS Earthquake Hazards.gov

NOAA National Hurricane Center.gov

FEMA Flood Map Service.gov

NIFC Active Fire Data.gov

NOAA Storm Prediction Center.gov

NOAA Storm Events Database.gov

Memphis, Tennessee 38103

Shelby County · Tennessee

35.1495° N, 90.0490° W

Climate-Adjusted Hazard Scores

◠Tornado

4.8/10MODERATE

EF2+ tornado annual frequency0.3 / 5.0

Manufactured housing density proxy2.5 / 3.0

Nocturnal tornado fraction (fatality multiplier)2.0 / 2.0

Model v1.0 · Hazard score

≋Flood

4.0/10MODERATE

FEMA flood zone (estimated)2.0 / 4.0

Elevation above base flood level1.0 / 3.0

Regional NFIP historical loss density1.0 / 3.0

Model v1.0 · Hazard score

◉Hail

2.5/10LOW

Significant hail (≥2in) annual frequency0.5 / 5.0

Regional roof vulnerability proxy (pre-ATTOM)2.0 / 5.0

Model v1.0 · Hazard score

⊕Earthquake

2.3/10LOW

Seismic source zone activity (Gutenberg-Richter)0.5 / 3.5

Proximity to mapped Quaternary faults0.3 / 3.0

Historical damage potential (Hazus W1 thresholds)1.5 / 3.5

Model v1.0 · Hazard score

△Wildfire

1.8/10LOW

Climate-adjusted large fire frequency0.3 / 3.5

Wildland-Urban Interface exposure0.5 / 3.5

Regional vegetation/fuel load proxy1.0 / 3.0

Model v1.0 · Hazard score

Natural Hazards in Memphis

Get Your Exact Address Report

Analyze Your Address — Free

Tennessee Hazard Profiles

Tennessee Severe Weather Tennessee Flood

Nearby Areas

37201

Nashville

Data Sources

USGS Earthquake Hazards.gov

NOAA National Hurricane Center.gov

FEMA Flood Map Service.gov

NIFC Active Fire Data.gov

NOAA Storm Prediction Center.gov

NOAA Storm Events Database.gov