What is the flood risk in 95060 Santa Cruz?

The flood hazard score for 95060 is 2.8/10 (LOW). This score is derived from FEMA flood zones, elevation data, and NFIP claim density.

Is 95060 in a hurricane zone?

Santa Cruz (95060) is not typically in a direct hurricane path, though tropical storm remnants can affect the area.

What natural disasters affect Santa Cruz, California?

The primary natural hazards for Santa Cruz (95060) are earthquake, wildfire, flood. CivilSense provides climate-adjusted hazard scores for each peril using data from USGS, NOAA, and FEMA.

Santa Cruz, California 95060

Santa Cruz County · California

36.9741° N, 122.0308° W

Climate-Adjusted Hazard Scores

△Wildfire

5.3/10MODERATE

Climate-adjusted large fire frequency0.3 / 3.5

Wildland-Urban Interface exposure2.5 / 3.5

Regional vegetation/fuel load proxy2.5 / 3.0

Model v1.0 · Hazard score

⊕Earthquake

4.5/10MODERATE

Seismic source zone activity (Gutenberg-Richter)0.5 / 3.5

Proximity to mapped Quaternary faults2.5 / 3.0

Historical damage potential (Hazus W1 thresholds)1.5 / 3.5

Model v1.0 · Hazard score

≋Flood

2.8/10LOW

FEMA flood zone (estimated)1.0 / 4.0

Elevation above base flood level1.0 / 3.0

Regional NFIP historical loss density0.8 / 3.0

Model v1.0 · Hazard score

Natural Hazards in Santa Cruz

Based on historical data and geographic analysis, the primary natural hazards affecting Santa Cruz, California (95060) are earthquake, wildfire and flood. These scores are derived from peer-reviewed federal and academic sources.

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ZIP-level scores provide a general overview. For address-specific hazard analysis with consequence ring exposure, active event monitoring, and full score component breakdown — use the CivilSense workbench.

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California Hazard Profiles

California Earthquake California Wildfire California Flood

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